Data Validation and Authentication Services

British Business Bank
Selective procedure
1 March 2027 to 29 February 2028

Real-time credit and fraud checks assess applicant eligibility, affordability and identity risk within a loan application and underwriting process. Services integrate by API with a Salesforce-based origination platform, with results passed to configurable Salesforce rules to determine suitability for Start Up Loans.

Open the official notice

Awarded value: Not published
Published: 15 October 2026
Awarded: 15 October 2026; Equifax
Contract length: 12 months; Ends 29 February 2028

What the contract covers

Call-off contract

Provision of real-time credit, fraud, identity and affordability checks integrated via API into loan application and underwriting platforms.

Real-time credit and fraud checking capability to assess applicant eligibility, affordability, and identity risk

Terms and requirements

Contract type: Call-off contract
Procedure: Selective procedure
Initial term: 12 months
Extensions: 12 months + 12 months
Longest it can run: 36 months
Contract dates: 1 March 2027 to 29 February 2028
Certifications asked for: None stated
Lots: 1
Suitable for SMEs: Not stated
CPV codes: 66000000

Services in this contract

Digital identity verificationMain service£210k typicalReal-time identity and fraud checking API for loan applications
Geodemographic, consumer and location data£71k typicalConsumer credit and affordability data checks for applicants

Lifecycle

Published
15 October 2026
Contract awardedto Equifax
15 October 2026
Contract starts
1 March 2027
Contract ends
29 February 2028

The buyer

British Business Bank

Type: Locked
Contracts, 24 months: Locked
Recorded value: Locked
Typical contract: Locked
Geodemographic data contracts, 24 months: Locked

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Contact details

Name: Locked
Email: Locked
Address: Locked

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The supplier

Equifax

Contracts won, 24 months: Locked
Value won, 24 months: Locked
Buyers, 24 months: Locked
Size: Locked
Companies House number: Locked

Main buyers

See everything Equifax has won

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Cite this contract

Link: https://bidskim.com/tender/3887667/data-validation-and-authentication-services
Buyer reference: Not published
Open contracting ID: ocds-h6vhtk-078862
Last checked: 5 November 2026

British Business Bank. Data Validation and Authentication Services. Contract award, 15 October 2026. BidSkim, https://bidskim.com/tender/3887667/data-validation-and-authentication-services (accessed 5 November 2026).